Sepa Countries List 2025. Guidance on the use of structured addresses under the sepa payment schemes as of november 2025. The primary mission of the epc is to manage the sepa payment schemes, which are the rules underlying most of the euro credit transfers.

Below is a list of sepa countries (and corresponding information about ibans of each country) that wise can send euros (eur) to and from. As of 2023, the sepa countries include: